Insurance & Financing - St. Louis, MO

Access Dental Financing
For All Your Needs

staff greeting patient at the dental office

Affordable Dentistry
& Exceptional Care

Dental care safeguards your current and future health. We believe that finances should never stand in the way of a patient’s dream smile. To provide affordable dental care, we work with numerous insurance companies and multiple third parties, including CareCredit Dental. They provide you with dental financing according to your smile goals and budget. Dr. James Thomas Fetsch offers competitive dental rates making it easy for you to access reasonable dental financing in St Louis, MO.


We Accept The Following:

  • Cash
  • Check
  • Credit Card
  • Dental Insurances
  • Third-Party Financing

Explore Our Payment and
Dental Financing Options


Cash, Check, Or Credit Card

In most instances, we allow patients to provide payment using cash, check or credit card. We accept most major credit cards.


Dental Insurance

We accept most dental insurance carriers. Our insurance coordinator works closely with your insurance company to help get you the greatest benefits.

Patient filling out ppo form

Essence Dental PPO Plan

Accepting patients with Essence Dental PPO insurance. Call our office to find out how we can maximize your benefits through this plan.



Patients eligible for CareCredit dental implant financing can manage treatment costs with flexible and affordable monthly payment options. Visit or call 1-800-677-0718 for more information.

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Proceed Finance

Patients with low credit scores can receive affordable, no-collateral loans up to $60,000 with flexible terms up to 96 months at fair, fixed rates. Visit or call 844-272-7587 for more information.

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Eligible patients enjoy a higher approval rate and higher credit lines, equal payment plans, and select no-interest Paid in Full plans. Visit, email at, or call 844-810-7713 for more information.

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Lending USA

A fast, easy process that offers fixed rates, low monthly payments, and no interest on principal to eligible patients if paid in full within six months. Visit or call 800-994-6177 for more information.

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Recognized by Inc. magazine, The New York Times, and over 3 million members, LendingClub has refined its process to make it easy for you to pay for dental as well as medical treatments. Apply from your phone within minutes, select the rate, term and payment options that fit your budget, and send cash directly to your account for a lower APR. Visit or call 888-596-3157 for more information.


Compassionate Finance™

With just an active bank account, patients can qualify with an instant approval process, 97 percent acceptance rate, and payment terms with fixed interest rates and no hidden fees. Visit or call 866-960-6323 for more information.